# paypal transfers

Institutional crypto rails are widening, with LMAX introducing 100x cash-settled BTC and ETH perpetuals while regulated ETFs continue to absorb supply. Consumer-grade access is improving as PayPal eases crypto transfers and social apps roll out in-app wallets that monetize creators, tightening links between content and capital. With Bitcoin at $116K and rate-cut speculation building, market conviction is buoyed by deepening liquidity and expanding instruments.

On-chain metrics show Ethereum's usage hitting daily and monthly records, signaling sticky, L2-led adoption beyond price hype. At the same time, new custodial rails for peer-to-peer transfers and a fresh DeFi ETP expand access while policy and security flashpoints inject uncertainty into valuations and custody assumptions.